8/6/2023 0 Comments Compare credit cards discover![]() Second, we also include links to advertisers’ offers in some of our articles these “affiliate links” may generate income for our site when you click on them. This site does not include all companies or products available within the market. The compensation we receive for those placements affects how and where advertisers’ offers appear on the site. First, we provide paid placements to advertisers to present their offers. This compensation comes from two main sources. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. This link will open in a new window.The Forbes Advisor editorial team is independent and objective. If it's $500, you'd be charged $4.48 in interest, and if it's $1,000 you'd be charged $8.96 in interest. Here are some examples of applicable interest for a 30-day billing cycle: If the regular annual interest rate is 10.9% and your average daily outstanding balance is $100, you'd be charged $0.90 in interest. This amount will also include any other amounts due under your credit card contract. ![]() The minimum payment is 5% of the following: your outstanding balance, interest on purchases and monthly installments that were not paid by the due date for the previous period, regular purchases and cash advances from the current statement period, plus interest on cash advances. You have 21 days from the date the monthly statement is issued to pay the full balance on your account without interest, except on cash advances. RRSP cash advances, promotional and regular cheques, in-store Accord D financing, interest charges, purchases of foreign currency, electronic funds transfers, money orders and any type of purchase made in a casino do not earn BONUSDOLLARS. Merchandise returns, cash advances, equal payment cash advances, Merchandise returns, cash advances, equal payment cash advances, RRSP cash advances, promotional and regular cheques, in-store Accord D financing, interest charges, purchases of foreign currency, electronic funds transfers, money orders and any type of purchase made in a casino do not earn cash back.īONUSDOLLARS are calculated as a percentage of the purchases made with the card. If it's $500, you'd be charged $8.18 in interest, and if it's $1,000 you'd be charged $16.36 in interest.Ĭash back is calculated as a percentage of the purchases made with the card. Here are some examples of applicable interest for a 30-day billing cycle: If the regular annual interest rate is 19.9% and your average daily outstanding balance is $100, you'd be charged $1.64 in interest. The minimum payment is 5% of the following: your outstanding balance, interest on purchases, monthly installments that were not paid by the due date for the previous period, regular purchases and cash advances from the current statement period, plus interest on cash advances. ![]() You have 25 days from the date the monthly statement is issued to pay the full balance on your account without interest, except on cash advances. ![]() If you don't pay the minimum payment by the due date, your annual interest rate will increase to 19.9% until we receive your payment. * Trademark of Visa International Service Association and used under licence. ® is a registered trademark of the Fédération des caisses Desjardins du Québec.įédération des caisses Desjardins du Québec. ® are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. The annual fee and fixed annual interest rate are subject to change with 30 days' notice.
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